Once you reach the real endgame in Diablo 4, the problem usually isn't finding another monster to kill. It's keeping enough materials in your stash to keep upgrading. Masterworking eats through resources fast, and Ancestral gear can drain Forgotten Souls before you even notice. If you're chasing better rolls on your D4 items, you'll want a farming loop that gives you crystals, gold, salvage, and rare mats without feeling like a second job.
Push Torment and farm where monsters are packed tight
The best gains come when you stop spreading your time across too many activities. Higher Torment tiers matter because the drops scale better, but density matters just as much. Kurast Undercity is a strong choice because it throws enemies at you in tight spaces, and that means more loot on the ground in less time. Runs tied to Purge the Kurast Undercity and Waves of Darkness are especially good. You'll see piles of Veiled Crystals, Baleful Fragments, raw gold, and Legendary items that can be broken down. It's not fancy. It's just efficient, and that's exactly what most players need.
Make Obducite farming part of your normal loop
Obducite becomes one of those materials you never think you have enough of. Then you hit a few Masterworking upgrades, and it's gone. At level 60 and above, the cleanest approach is to rotate between Kurast Undercity, Infernal Hordes, and Nightmare Dungeons. Don't treat these as separate grinds. Chain them together. Run Undercity when you want fast enemy density, use Infernal Hordes for heavy waves and steady rewards, then slot in Nightmare Dungeons when you also want glyph progress or a change of pace. Over time, this kind of rotation can build a huge Obducite reserve without forcing you into one boring activity all night.
Don't ignore Forgotten Souls
Forgotten Souls are still one of the biggest roadblocks when you're tuning Ancestral gear. You need them at the Blacksmith. You need them at the Occultist. And somehow they always disappear right when you find a piece worth investing in. Helltide Tortured Gifts, Legion Events, and Salvage Spoils are still worth doing, but they shouldn't be your only plan. When you fold Undercity and Infernal Hordes into a high-Torment schedule, you create a better flow of salvage and direct drops. That means more Souls, more crystals, and fewer awkward trips where you realise you can't afford the next upgrade.
Use Whispers to create extra loot bursts
The Tree of Whispers can add another layer to the farm, especially through Corrupted Roots. Finish Grim Favors, grab your Whisper Caches, and you may get roots you can plant. Once planted, they grow into Exposed Roots that pull in nearby enemies. Sometimes they grow larger and bring in tougher packs, which is exactly what you want if your build can clear fast. These little events can spill out Rawhide, Primordial Dust, Ancestral gear, and salvage fodder. It's a nice break from straight dungeon runs, and it keeps the material income moving while you're doing something that feels a bit different.
Build a stockpile before you need it
The smartest move is to farm ahead of your upgrades, not after you're broke. Keep your core loop simple: high Torment, Kurast Undercity, Infernal Hordes, Nightmare Dungeons, and Whispers whenever they line up well. If you're also comparing upgrades or planning builds around D4 items buy options, having a deep stash of Obducite, Forgotten Souls, Veiled Crystals, and gold makes every gear decision easier. You won't have to stop for basic materials every time a promising Ancestral drop lands in your inventory.
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